Ontario homeowners · funded in 5 days

69+ private lenders
ready to approve you.
$0 broker fee.

Any income. Any credit. Fast approvals within hours. Home equity required. Tell us what you need.

Bruised or bad credit — welcome
Self-employed with hard-to-verify income
Consumer proposal or recent bankruptcy
Power of sale, job loss, separation
Real estate investors needing short-term funds
Get your quote in minutes
69+
private lenders
5 days
avg. funding
$0
broker fee
from 9.99%
2nd mortgage
Secure & confidential
Your information is encrypted and protected
No credit pull
We never check your credit without authorization
Apply in 3 minutes
Fast online process, no branch visit needed
No obligation
See your options with zero commitment required
How it works
Access the lowest
private rates in minutes
No bank. No branch. No runaround. Tell us about your property and we match you to the right lender the same day.
1
Tell us about your property — takes under 3 minutes
2
We match you to a lender — from our network of 69+
3
Get approved & funded — as fast as 5 business days
01 / 05
I need a mortgage... DECLINED

Banks keep saying no. Bruised credit, self-employed, consumer proposal...

eqvio Apply now

You find Eqvio. Apply from your phone in 3 minutes — no branch visit needed.

Your application Lender A Lender B Lender C Lender D Best match 69+ lenders · $0 broker fee · same-day approval

We match you to the best lender from 69+. Approved — often the same day.

$ $ FUNDED in 5 business days

Funds hit your account in as little as 5 business days. Your home works for you.

eqvio Access your home equity · Any credit · Any income · Ontario Apply in 3 min Get matched Funded in 5 days Check my equity — it's free →
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Use cases
What will you do with your equity?
Consolidate debt

Roll high-interest credit cards and personal debt into one manageable payment secured against your home.

$85,000
avg. debt consolidated
Equity calculator
How much could you access?
Estimated home value$750,000
Remaining mortgage balance$400,000
LTV limit75%
Estimated accessible equity
$162,500
What clients say
Real Ontarians. Real results.
"Banks declined me twice because of my credit. Eqvio got me approved in 4 days. I finally own my home."
Amelia N.
Toronto, ON
"Self-employed for 6 years, couldn't get bank financing. Eqvio consolidated my debt the same week. Life changing."
David & Maggie K.
Mississauga, ON
"We had a last-minute bank decline on our rental property. Eqvio funded us in 6 days. Incredible service."
Tonya & Paul S.
Ottawa, ON
"Still in a consumer proposal. Eqvio found me a lender within 24 hours. My monthly payments dropped by half."
Steve H.
Hamilton, ON
$47M+
equity unlocked for Ontario homeowners
5 days
average time from application to funding
69+
private lenders and MICs in our network
Common questions
Everything you need to know
Your equity is waiting.
Let's put it to work.

Takes 3 minutes. No credit impact. No commitment.